Serving Northern Colorado
Estes Park Mortgage Lender
Honest answers and stress-free closings for Estes Park homebuyers and homeowners.
Your local Estes Park mortgage advisor
Estes Park is one of the most beautiful places in Colorado, and buying there is a little different from buying on the Front Range.
Mountain homes, cabins and second homes can bring unique appraisal, well, septic and insurance questions. I'll help you sort through them.
Buying in Estes Park
Many Estes Park buyers are purchasing second homes or retirement homes. I'll explain which loans fit primary, second-home and investment use.
Popular Loans in Estes Park
Every situation is different. These are programs I use often here.
Reverse Mortgages in Estes Park
Estes Park has many retirees. Homeowners 62+ may use a reverse mortgage loan, or HECM for Purchase to buy a home there as a primary residence.
It is a loan: interest and fees are added to the balance, which grows over time. You must live in the home, pay property taxes, insurance and HOA dues, and maintain the home. HUD-approved counseling is required.
Reverse Mortgage GuideA reverse mortgage is a loan that must be repaid when the last borrower sells the home, permanently moves out or passes away. Borrowers must live in the home as their primary residence, stay current on property taxes, homeowners insurance and HOA dues, and maintain the home. Interest and fees are added to the loan balance, which grows over time. HUD-approved counseling is required. These materials are not from, or approved by, HUD or FHA. Fort Collins Mortgage, LLC, NMLS #172296.
Today's Rates
Rates change daily and depend on your situation.
Ready to Make Your Move in Estes Park?
Let's talk about your goals and find the right mortgage solution for you.
NMLS #172296 | Licensed in Colorado