
Honest Answers. Stress-Free Closings.
Hey, I'm Scott
Your Mortgage
Advisor
Your best friend in the mortgage industry for 33 years.
NMLS #172296

33
Years ServingNorthern Colorado
How I Can Help
Whether you're buying, refinancing or planning for retirement, I'll make the mortgage process simple and stress-free.

Home Purchase
First home or next home, I'll help you find the right financing for your needs.
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Refinancing
Lower your rate, lower your monthly payment, or tap your equity.
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Reverse Mortgages (62+)
Use your home's equity to retire on your terms, in the home you love.
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Pre-Approval
Know exactly what you can afford before you shop. Getting started is easy.
Learn moreSimple Process, Smooth Close
Getting started is easy. I offer very competitive rates, great service, and I always close on time.
01
Talk With Me
A quick call. Honest answers, no pressure.
02
Get Pre-Approved
Fast, clear pre-approval so you can shop with confidence.
03
Submit & Process
I handle the details personally and keep you updated every step.
04
Close & Celebrate
On-time closing, then I'm here for you for years to come.

More Than Just Mortgages
For 33 years I've worked with Northern Colorado families one on one. Many of my clients today are the kids of clients I helped decades ago. My goal is to create a lasting relationship with every client and keep providing excellent service for many years to come. You can trust me with your family's biggest financial decisions.
Families for Generations
I helped your parents. Now let me help you.
Local and Trusted
The Fort Collins Mortgage name is trusted throughout the community.
Private and Secure
Unlike the big nationwide lenders, your information stays secure and private with me.
What Clients Say
Don't just take my word for it
Today's Rates
Mortgage rates change daily and depend on your situation. Here's where they are today.
For illustration only; not a commitment to lend.
Mortgage Resources
Everything you need to make informed mortgage decisions
Featured
Free Mortgage Calculators
Run the numbers before you talk to anyone. For illustration only.
- Monthly Payment
- Affordability
- Refinance Savings
- Amortization
What's My Home Worth?
Check your home's value and local market trends with Property Pulse.
Loan Programs
Compare purchase, refinance, FHA, VA, USDA, jumbo and more.
Reverse Mortgage Guide
How reverse mortgages work for homeowners 62 and older.
Down Payment Assistance
Colorado programs that can help you get into a home.
VA Loan Benefits
What veterans and service members should know.
Ask an Expert
Have a mortgage question? Get free advice, no obligation.
Ready to Make Your Move?
Let's talk about your goals and find the right mortgage solution for you.
NMLS #172296 | Licensed in Colorado
