Purchase
VA Loans
A benefit you earned. Zero down payment options and no monthly mortgage insurance.
What it is
VA loans are guaranteed by the U.S. Department of Veterans Affairs for eligible veterans, active-duty service members and some surviving spouses.
Who it's great for
- Veterans and active-duty service members
- Eligible surviving spouses
- Buyers who want to keep savings in the bank
Key features
- Possible $0 down
- No monthly mortgage insurance
- Competitive rates
General requirements
- Certificate of Eligibility (I can help get it)
- Primary residence
- Sufficient income and credit
- VA funding fee unless exempt
General guidelines only. Every loan is subject to credit approval, underwriting and property review. Not a commitment to lend.
Common Questions
Can I use my VA benefit more than once?
Yes. In many cases you can use it again, even while you have another VA loan.
What's the funding fee?
A one-time fee that helps fund the program. Veterans with a service-connected disability are often exempt.
Are there loan limits?
With full entitlement, there's generally no VA loan limit. I'll check your situation.
Can I refinance a VA loan?
Yes. A VA streamline (IRRRL) or a VA cash-out refinance may be options.
Is a VA Loan Right for You?
Let's talk about your situation. Honest answers, no pressure.
NMLS #172296 | Licensed in Colorado